Financial
Services

Our Sector View

Africa's financial services sector is at an inflection point. Mobile money has already leapfrogged the branch model in many markets. Open banking frameworks are maturing. Central banks are issuing digital currency pilots. And the continent's 350+ million unbanked adults represent the largest untapped financial services market in the world.

Genesis Consult has been working inside Africa's financial sector for over two decades. We advise banks, fintechs, microfinance institutions, insurance companies, and capital markets participants on strategy, regulation, digital transformation, and market entry.

What We Do in Financial Services

• Digital banking strategy and transformation roadmaps
• Fintech go-to-market and licensing advisory
• Mobile money and payments strategy
• AML/CFT and regulatory compliance programmes
• Core banking system selection and migration
• Credit risk modelling for African informal economies
• Insurance product design for emerging markets
• Central bank and regulatory engagement

The Digital Banking Opportunity

Africa's mobile penetration and young demographic profile create a financial services opportunity unlike anywhere else on earth. Organisations that move now — with the right regulatory strategy and technology architecture — can build dominant market positions. Those that wait are building on borrowed time.